*Please note that all calls with the company may be recorded or monitored for quality assurance and
training purposes. All claims are based on enrolled debts. Not all debts are eligible for
enrollment. Not all clients are able to complete our program for various reasons, including their
ability to save sufficient funds. Our estimates are based on our own professional experience and
prior achieved results, which will vary depending on your specific circumstances. We do not
guarantee that your debts will be resolved for a specific amount or percentage or within a specific
period of time. We do not assume your debts, make monthly payments to your creditors or provide tax,
bankruptcy, accounting or legal advice or credit repair services. Our service is not available in
all states and our fees may vary from state to state. Please contact a tax professional to discuss
potential tax consequences of less than full balance debt resolution. Read and understand all
program materials prior to enrollment. The use of debt settlement services will likely adversely
affect your creditworthiness, may result in you being subject to collections or being sued by
creditors or collectors and may increase the outstanding balances of your enrolled accounts due to
the accrual of fees and interest. However, negotiated settlements we obtain on your behalf resolve
the entire account, including all accrued fees and interest.
All members shall not discriminate – and shall make available to prospective customers notice that
they do not discriminate – on the basis of race, color, religion, sex, marital status, national
origin or ancestry.
** Under our debt resolution program, our estimates are based on prior results, which will vary
depending on your individual program terms and your specific enrolled creditors. We cannot guarantee
that we will be able to resolve all of your enrolled accounts or that we will be able to resolve
them for a specific amount or within a specific period of time. Not all of our clients will be able
to complete our program for any number of reasons, including, but not limited to, their ability to
save enough money during the term of their program. Under our program, we do not assume the
liability for your enrolled accounts, and we do not make monthly payments to your creditors. Failing
to make timely payments to your creditors on your enrolled accounts will likely adversely affect
your creditworthiness, increase the outstanding balances due to the accrual of interest charges,
penalties and late fees, and may subject you to collection actions or lawsuits by your creditors.
However, the repayment agreements that we may negotiate on your behalf will resolve the entire
outstanding balance on that account, including any interest, penalties or fees accrued during your
program participation. Any amount of debt forgiven by your creditors may be subject to income tax,
and you should consult with an accountant or attorney regarding the potential tax consequences of
paying less than the full amount owed on your enrolled accounts. We do not provide tax, accounting,
legal or bankruptcy advice. We are not a credit repair company, and we do not provide credit repair
services. You should carefully read all program materials prior to your enrollment to be sure you
fully understand the terms and conditions of our program. Our program is not available in all
states, and our fees vary by state.
*** Certain types of debts are not eligible for enrollment. Some creditors are not eligible for
enrollment because they do not negotiate with debt settlement companies.
+1 800-575-6818
